Spreadsheet templates · made with care

Take control of the moments that matter most.

Beautifully designed spreadsheet templates that make budgeting, planning, and goal-tracking feel effortless — not exhausting. Open, fill in your numbers, and watch the clarity hit.

Get the Free Starter Browse Templates
★★★★★ Loved by people who've tried (and quit) every other budget app.
lifetrackr · Monthly Budget Tracker April 2026 · Dashboard Your money at a glance INCOME $6,420 ▲ 4% vs. last month SPENT $4,187 65% of budget SAVED $2,233 → Emergency fund Spending by category This month Housing Food Transit Health Fun Subs Gifts Savings 75% of savings goal TOP CATEGORY Groceries $612 Dining out $284
Auto-calculated
5-minute setup
Been there

Sound familiar?

“

I start a budget every January. By February, it's abandoned in a tab I never open.

“

I had fourteen open tabs trying to plan my wedding and still missed the deposit deadline.

“

Every free template I find looks like it was made in 2006 — and somehow still doesn't add up.

We've been there. That's why we built something different.

Nora Wells, founder of LifeTrackr, in a dark green knit sweater and tortoiseshell glasses
Hi, I'm Nora
The story behind lifetrackr

Built by someone who got tired of ugly spreadsheets.

I'm not a finance expert. I'm a designer who spent a decade in nonprofit communications, and I've quit more budgets than I've finished. Every template I downloaded looked like a tax form and behaved like one too.

I built my first version in 2017 — planning a shoestring wedding and losing my mind across fourteen open tabs. Then I rebuilt it to claw out of $34K in student loans and credit-card debt. Then again, tracking my mom's medical bills and medications after her diagnosis. Each time, a little better. A little calmer to look at.

Friends started asking for copies. Then friends of friends. LifeTrackr is the version I finally stopped apologizing for — clean layouts, formulas that actually work, and a design I don't dread opening on a Monday morning. That's it. That's the whole pitch.

— Nora Wells Founder, LifeTrackr
30+
Formulas built in
5 min
To full setup
2
Apps supported — Sheets & Excel
How it works

Three steps. No spreadsheets degree.

From download to clarity in about the time it takes to pour a coffee.

1

Pick your template

Browse the collection and find what fits your life right now — a budget, a wedding, a pile of debt.

2

Make it yours

Open in Google Sheets or Excel, type your numbers into the highlighted cells. Everything calculates automatically.

3

Watch the clarity hit

See the full picture in seconds. No manual math, no guesswork, no "wait, what's this column doing?"

Templates

Six templates for the parts of life worth tracking.

Start with the Monthly Budget Tracker. More launching every few weeks — sign up for the free starter to hear first.

Launch Price

Monthly Budget Tracker

The flagship. Five tabs, 317 formulas, full dashboard. Set up once and you're done.

$7.99 $9.99 Save 20%
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Coming Soon

Wedding Budget Planner

Vendor tracker, guest list, deposit reminders, actual-vs-estimate view. Launches soon.

$9.99 Q3 2026
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Coming Soon

Debt Payoff Tracker

Avalanche vs. snowball. Interest saved. Milestone moments. Every win made visible.

$9.99 Q3 2026
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Coming Soon

Annual Goals Dashboard

Quarterly goals, habit tracker, reflection prompts. For people who hate goal apps.

$9.99 Q4 2026
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Coming Soon

Subscription Manager

Every recurring charge in one view. Renewal warnings, annual total, what to cancel.

$7.99 Q4 2026
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Coming Soon

52-Week Savings Challenge

The famous challenge, but the sheet tells you the number each week and celebrates progress.

$7.99 Q1 2027
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Inside the template

A peek at what's under the hood.

Five tabs, one dashboard, zero spreadsheet expertise required. Click through to see each view.

Dashboard INCOME $6,420 SPENT $4,187 SAVED $2,233 Category spend HousingFoodTransport HealthFunSavings Savings goal 75% Emergency fund
Transactions DATE DESCRIPTION CATEGORY AMOUNT Apr 22Whole Foods Groceries −$82.40 Apr 22Shell gas Transport −$41.10 Apr 21Paycheck Income +$3,210.00 Apr 20Trader Joe's Groceries −$56.22 Apr 19Netflix Subs −$15.49 Apr 18Farmers market Groceries −$28.75 Apr 17Transfer → Savings Savings +$500.00 Apr 16Coffee (Daily) Dining −$6.25
Category budgets Housing $1,800 / $1,800 On track. Groceries $612 / $700 88% used, 8 days left. Dining out $284 / $200 Over by $84. Time to bring lunch. Subscriptions $68 / $80 Gentle reminder: Hulu renews Fri. Savings $1,400 / $1,200
Savings goals Emergency fund Target: $15,000 · by Dec $11,240 75% · $3,760 to go Summer trip Target: $3,000 · by Jul $1,370 46% · on pace with $240/mo Monthly contributions
12-month trends MayJunJulAug SepOctNovDec JanFebMarApr Spend trend Savings trend
Why not free?

The free templates you've tried vs. ours.

A breakdown of what you actually get for $7.99 — and what you don't get anywhere else.

The free ones
LifeTrackr
Looks like you'd actually use it
Circa 2006
Warm, readable, calm
Formulas that calculate automatically
You do the math
317 formulas, pre-built
Dashboard & visualizations
None
Auto charts & KPIs
Works in Sheets & Excel
Usually one or the other
Tested in both
Setup time
An afternoon you'll regret
Under 5 minutes
7-day no-questions refund
N/A
Yes, always
Reviews

Loved by people who gave up on budgeting.

★★★★★

Finally, a budget sheet that doesn't make my eyes bleed. Set it up in minutes and — for the first time ever — I've actually stuck with it past February.

S
Sarah M.
Verified buyer · Monthly Budget Tracker
★★★★★

The dashboard alone is worth the price. I can see exactly where my money goes each month without doing any math myself. Small thing. Changed how I think about spending.

J
James T.
Verified buyer · Monthly Budget Tracker
★★★★★

I bought this for wedding planning and ended up getting the budget tracker too. They just feel like a friend made them for you — and then explained how to use them.

A
Amara L.
Verified buyer · Monthly Budget Tracker
Why lifetrackr

What makes these templates different.

Designed to be beautiful

Clean layouts, warm colors, typography that makes spreadsheets feel premium instead of punitive.

Smart formulas, zero effort

Everything calculates automatically. Enter your numbers and the sheet does the thinking.

Works everywhere

Google Sheets, Excel, any spreadsheet app. No special software, no subscriptions, no install.

5-minute setup, for real

No tutorials. No 40-minute YouTube videos. Open, fill in, done — by the time your coffee's cool enough to drink.

Not sure yet?

Start with the free Quick Budget Starter.

A simplified one-page budget — enough to get you going, no strings attached. If it helps, you'll know the paid templates will feel like stepping into a sunnier room.

No spam. Just the template, a coupon for 20% off your first paid template, and the occasional note when something new launches.
Look at your inbox — the Quick Budget Starter is on its way. (And there's a coupon inside.)
Journal

Small writing about small money.

Short, non-preachy notes about the parts of life worth tracking — and the parts that can wait.

Method

Why most budgets fail by February (and how to make yours last)

The real reason it's not willpower. Three small adjustments that turn a budget into a habit you barely notice.

5 min read
Story

The month I paid $340 in subscription fees I didn't know I had

A personal audit I'd recommend everyone do at least once. What I found, what I cut, what surprised me.

6 min read
Guide

How to pay off debt without hating the process

Avalanche vs. snowball vs. what actually works when life keeps moving. A gentler approach to the numbers.

8 min read
Get notified when we publish
FAQ

A few things people ask first.

Every template is a .xlsx file. Upload it to Google Drive, open with Google Sheets, click File → Make a Copy, and it's yours to edit. Or open directly in Excel. Same template, both places.
Not at all. The only thing you do is type your numbers into the highlighted cells. The formulas, charts, and dashboard update themselves. If you can use a calculator, you can use these.
Absolutely. Colors, categories, labels — it's your spreadsheet. Nothing is locked or protected. Make it yours.
Yes — a 7-day no-questions-asked refund. If it's not for you, reply to your receipt within seven days and we'll send your money back. No survey, no guilt trip.
Yes — new templates ship every few weeks. Wedding Budget, Debt Payoff, Annual Goals, Subscriptions, and a 52-Week Savings Challenge are all on the roadmap. Grab the free starter to hear first.
Nora Wells started LifeTrackr out of her own frustration with ugly budget templates. She's a designer, not a financial advisor. The templates reflect that — practical, clean, built from real life rather than textbook theory. Read her story.
One last thing

Your money deserves a system that actually works.

Start free. Upgrade if you love it. Refund if you don't. Simple.

Get the Free Starter Browse Templates